Why a Financial Planner Should Be Part of Your Family’s Team

Michael Brewitt |
Categories
Young Families

Why a Financial Planner Should Be Part of

Your Family’s Team

 

 

Between work, raising kids, running a home, and trying to find a moment to breathe - managing your finances can feel overwhelming. For many families, it’s not about laziness or lack of motivation. It’s about not knowing where to begin, or who to trust.

 

The truth? Most people were never taught how money really works. Not in school. Not at work. Not by parents who may have been just as stressed as we are today. That’s where we come in.

 

At Brewitt Financial, we believe families deserve more than just generic advice - they deserve guidance tailored to their lives, goals, and values. Because good financial decisions don’t happen by accident. They happen when you have someone in your corner who understands the system, helps you avoid costly mistakes, and keeps you moving forward - even in tough times.

 

 

You Don’t Fix Yourself When You’re Sick

When your child gets a fever, you call the doctor - not because you can’t Google symptoms, but because you want trusted, expert advice. Financial planning is no different. A good advisor helps you avoid emotional decision-making, shows you the full picture, and helps you make smart choices with confidence.

 

It’s not about how much money you have. It’s about having a plan for whatever money you do have - and building from there.

 

 

Start Small, Think Big

One of the best habits you can build is simply saving something consistently. If your employer offers a Group RRSP with matching contributions, try to at least contribute enough to receive the full match. That’s free money - and it’s often the fastest return on investment you’ll ever get.

 

And if your employer doesn’t offer one? Start with an automatic transfer - 25, $50, or whatever’s doable - into a TFSA or RRSP. Saving small amounts regularly beats saving nothing while waiting for the “perfect time.”

 

 

 

Tips to Make Saving Easier:

- Automate it: Set up a recurring transfer on payday. You won’t miss what you never see. - Round up: Use apps or banking tools that round up purchases and move the spare change into savings. - Cut with purpose: Trim one unnecessary monthly expense (subscriptions, dining out) and direct that money to savings. - Reframe it: Instead of thinking of savings as a “sacrifice,” think of it as paying your future self first.

 

 

More Than Just Numbers

A financial planner doesn’t just help with investing or retirement. We look at your full picture - debt, budgeting, insurance, taxes, education savings, even planning for home upgrades or career changes. Our job is to educate and empower you, not sell you things you don’t need.

 

 

Let’s Get You a Plan That Works

You don’t have to figure this all out on your own. Whether you’re starting from scratch or looking to fine-tune what you’ve built, we’re here to help. It’s not about being perfect—it’s about getting started.

 

 

 

 

Let’s build your roadmap – together!